Estructura de propiedad, origen de capital y eficiencia bancaria: evidencia para Argentina en el periodo 2010-2018
Ownership Structure, Capital Origin, and Banking Efficiency: Evidence for Argentina in the Period 2010-2018
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Este estudio analiza la relación entre la estructura de propiedad, el origen del capital y la eficiencia técnica de los bancos argentinos entre 2010 y 2018, utilizando la técnica no paramétrica del Análisis Envolvente de Datos (DEA) bajo un enfoque de intermediación. Se comparan dos estrategias al definir insumos y productos: una variante del enfoque de intermediación y el enfoque de producción. Los resultados muestran que los bancos extranjeros en Argentina tienen ventajas competitivas sobre los locales, excepto en 2011. Además, no se encontró evidencia de que los bancos privados sean más competitivos y eficientes que los públicos. La eficiencia estimada varía según el rol asignado a los depósitos (insumo o producto).
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